TERMS OF USE

AMBROSIA, LLC.

PLEASE MAKE SURE TO READ THESE TERMS OF USE VERY CAREFULLY BEFORE USING WWW.WHATISNAD.COM and/or any website affiliated with High Performance Nutrition (collectively, “Websites”).

Effective August 1, 2016

By accessing or using this website, mobile application or any other Ambrosia product or service (collectively the "Platform") on any computer, mobile phone, tablet, console or other device (collectively, "Device"), you signify that you have read, understand and agree to be bound by these Terms of Use (collectively the “Agreement”) and any other applicable law, whether or not you are a registered member of Ambrosia, LLC.

Ambrosia, LLC. may change these Terms of Use at any time without notice, effective upon its posting to the Platform. Your continued use of the Platform shall be considered your acceptance to the revised Terms of Use. If you do not agree to these Terms of Use, please do not use this Platform.

PHYSICAL ACTIVITY NOTICE

The Platform may include features that promote physical activity. Consider the risks involved and consult with your medical professional before engaging in any physical activity. Ambrosia, LLC. is not responsible or liable for any injuries or damages you may sustain that result from your use of, or inability to use, the features of the Platform.

INTELLECTUAL PROPERTY

All intellectual property on the Platform (except for User Generated Content) is owned by Ambrosia, LLC., which includes materials protected by copyright, trademark, or patent laws. All trademarks, service marks and trade names (e.g., the Ambrosia name and the HPN logo design) are owned, registered and/or licensed by Ambrosia, LLC. All content on the Platform (except for User Generated Content), including but not limited to text, software, scripts, code, designs, graphics, photos, sounds, music, videos, applications, interactive features and all other content ("Content") is a collective work under the United States and other copyright laws and is the proprietary property of Ambrosia, LLC.; All rights reserved.

PLATFORM USE RESTRICTIONS

You may use the Content only for your own non-commercial use to participate in the Platform or to place an order or purchase Ambrosia, LLC. products. You agree not to change or delete any ownership notices from materials downloaded or printed from the Platform. You agree not to modify, copy, translate, broadcast, perform, display, distribute, frame, reproduce, republish, download, display, post, transmit or sell any Intellectual Property or Content appearing on the Platform, including User Generated Content (defined below), without Ambrosia, LLC.’s prior written consent, unless it is your own User Generated Content that you legally post on the Platform. You agree not to use any data mining, robots, scraping or similar data gathering methods. Nothing in these Terms of Use shall be interpreted as granting any license of intellectual property rights to you.

Ambrosia, LLC. does not authorize the resale or distribution of any kind of our product by any third party retailer and/or distributor without prior written consent. Ambrosia, LLC. reserves the right to pursue any unlawful retailer and/or distributor for violations, not limited to, The Lanham Act.

This website and any webpage associated with Ambrosia, LLC. are operated in and governed by, and in accordance with, the laws of the United States. This Site is intended for the use of residents of the United States. Please note that information we collect may be transferred and processed in the United States; therefore be aware if you are located in Canada, the European Union, or any other country outside the United States. By using the Site or by providing us with any information you irrevocably agree and acknowledge that (i) the Site is subject to the laws of the United States and (ii) the collection, processing, maintenance, and transfer of such information in done in the United States in which the laws on privacy may not be as comprehensive to those in the country where you, the User, reside and/or are a citizen of, and (iii) you waive any claims that may arise under those laws.

PRODUCT ORDERS

All orders placed through the Platform are subject to Ambrosia, LLC.’s acceptance. This means that Ambrosia, LLC. may refuse to accept or may cancel any order, whether or not the order has been confirmed, for any or no reason, and without liability to you or anyone else. If your credit card has already been charged for an order that is later cancelled, Ambrosia, LLC. will issue you a refund.

SAFEGUARD YOUR USERNAME/PASSWORD

You are responsible for any actions that take place while using your Ambrosia, LLC. account. Keep your username/password secure and do not allow anyone else to use your username/password to access the Platform. Ambrosia, LLC. is not responsible for any loss that results from the unauthorized use of your username/password, with or without your knowledge.

AUTO-SHIP PROMOTION

Please read the following Auto Ship Promotion (the “Auto Ship Promotion”) carefully. This auto ship offer (the “Auto Ship Promotion”), which is made to you, the Customer (collectively, “Customer” “You” or “Your”) by Ambrosia, LLC. (collectively, "Ambrosia, LLC. ", "We", "Us", or "Our"), allows you to purchase our product (the “Product”) on a monthly subscription basis. You will be responsible to pay the shipping and handling fees (the “Initial Payment”) required at the point of electing this auto ship offer. You will be required to submit your payment details to which you (i) consent and authorize Ambrosia, LLC.. to charge the card provided in accordance with terms and conditions of this Auto Ship Promotion, (ii) acknowledge and agree to Ambrosia, LLC. Terms of Use.

When you elect the auto ship offer, you are electing into a recurring/continuity Program (the “Subscription Billing”). You will be receiving the Product you elected at the beginning of this offer every (30) thirty days from the point of your initial payment. You will be billed the Fee every (30) thirty days on the card that you have provided to begin this auto ship offer.

*Subscription Billing

YOU UNDERSTAND AND AGREE THAT THIS AUTO SHIP OFFER IS PROVIDED ON A SUBSCRIPTION BASIS, AND YOUR CREDIT OR DEBIT CARD WILL BE CHARGED THE MONTHLY FEE DEPENDING ON YOUR ORIGINAL PURCHASE (THE “FEE”). YOU WILL BE BILLED THE FEE EVERY THIRTY (30) DAYS FROM THE DATE OF YOUR PURCHASE, UNLESS AND UNTIL YOU CANCEL YOUR SUBSCRIPTION IN ACCORDANCE WITH THIS AGREEMENT. You expressly authorize Ambrosia, LLC.. (or its partners, affiliates, and/or agents) to charge your credit or debit card the recurring Fees. You acknowledge and agree that Ambrosia, LLC.. will not obtain additional authorization from you for each monthly Fee charged to your credit or debit card.

AMBROSIA, LLC.. DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR ANY OVERDRAFT CHARGES OR FEES YOU MAY INCUR FROM YOUR CARD ISSUER OR BANK FOR INSUFFICIENT FUNDS. All delinquent charges and charges not honored by your credit or debit card issuer or bank will be subject to a late fee equal to 1.5% (or the highest amount allowed by law, whichever is lower) of the delinquent amount(s). Except to the extent prohibited by law, this late fee may be charged pending the resolution of any disputes You may have raised regarding your invoiced charges, provided however that any disputed charges which are resolved in your favor will not be assessed a late fee or have the late fee removed from the charges.

Fees:

The fees are as follow. Depending on your original purchase and the product you select, the monthly fee will be according to the option selected by you, the customer.

Product Name:

(1) Bottle of Mental Jewels – 30 Day Supply $43.95/mo.

SHIPPING FEES ON AUTOSHIP/MEMBERSHIP PROGRAMS:

Domestic Orders on Membership Program Shipping Fee: FREE

International Orders on Membership Program Shipping Fee: $15.00

How you may cancel your Subscription:

You may cancel your subscription at any time. You may cancel your subscription by calling us at:

1-800-971-4318

from 1:00am to 11:00pm Eastern Standard Time, Monday to Friday or you may call from
We are closed on Weekends.

You can also email us “CANCEL MY SUBSCRIPTION” at
CustomerCare@HPNSupplements.com

Please allow 3-5 Days for us to respond with your Cancellation Confirmation. You will receive confirmation via email.

Automatic Recurring Payment Failure:

If the Subscription Billing is declined, you will be contacted by phone or email by one of our Sales Representative. We may permanently restrict your ability to use a certain payment method if that payment method fails multiple times. REMEMBER: If your payment fails, you will need to replenish your account with another payment method. If payment is not made and you do not make a payment by the end of your billing cycle, your service may be suspended or cancelled.

Notice:

You will receive a notice of Confirmation of Consent via email notifying you of your subscription and terms.

STANDARD SHIPPING COST AND INFORMATION

You, the Customer are responsible for all shipping charges and fees, where it applies. All U.S. orders ship for free to the continental United States. There are no special rates for International Customers. International Customers are responsible for all landing cost associated with importing their order, that includes taxes and duties, broker fees, and importation fees. If International Customer refuses package upon arrival to destination, International Customer is responsible for all return fees. These fees may be deducted from your refund.

Below is a Shipping Table:

Standard Domestic Shipping Shipping Fee: FREE

International Shipping Fee: $15.00

International Air Shipping Fee: $25.00

SHIPPING FEES ON AUTOSHIP/MEMBERSHIP PROGRAMS:

Domestic Orders on Membership Program Shipping Fee: FREE

International Orders on Membership Program Shipping Fee: $15.00

USER GENERATED CONTENT

"User Generated Content" is communications, materials, information, data, opinions, photos, profiles, messages, notes, website links, text information, music, videos, designs, graphics, sounds, and any other content that you and/or other Platform users post or otherwise make available on or through the Platform, except to the extent the Content is owned by Ambrosia, LLC.

POSTING RULES: USER GENERATED CONTENT AND USER CONDUCT

POSTING RULES: USER GENERATED CONTENT AND USER CONDUCT

MODIFYING OR DELETING YOUR INFORMATION

You are solely responsible for your User Generated Content, your interactions with other users and your activity on the Platform. Do not take any action or post anything that may expose Ambrosia, LLC. or its users to any harm or liability of any type.

Stay on topic and post only constructive comments and questions. Unless the Platform feature asks for it, don't talk about policies, future products, speculations or rumors about Ambrosia, LLC. and Ambrosia, LLC. products, or anything else off topic.

Flaming and insults are prohibited. Do not post User Generated Content, or a link to a website, that, in Ambrosia, LLC.’s sole discretion, is illegal, offensive, libelous, defamatory, infringing, inflammatory, deceptive, inaccurate, misleading, malicious, fraudulent, false, indecent, harmful, harassing, intimidating, threatening, hateful, abusive, vulgar, obscene, pornographic, violent, sexually explicit, invasive of privacy, publicity, intellectual property, proprietary or contractual rights, offensive in a sexual, racial, cultural, or ethnic context, will harm or threaten the safety of others, or is otherwise objectionable. Do not post photos or videos of another person without that person's consent. Do not "stalk," intimidate, abuse, harm or harass another Platform user or person.

Do not post personal information. Do not collect or solicit personal information from other Platform users or send unsolicited emails or other communications. Do not collect, use or post on the Platform the private information of anyone else without their consent or for illegal purposes.

The Platform is not to be used for any commercial purpose. Do not post any advertising, solicitation or commercial content whatsoever on the Platform or accept payment from a third party in exchange for your performing commercial activity on the Platform. Do not post any User Generated Content that involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing or "spamming." Do not use automated scripts to collect information from, or otherwise interact with, the Platform.

Do not impersonate any person or entity, including without limitation athletes or AMBROSIA, LLC. employees. Do not misrepresent yourself, your age or your affiliation with any person or entity. Do not register for more than one AMBROSIA, LLC. account, register a AMBROSIA, LLC. account on behalf of another individual, group or entity, or sell or transfer your profile or account. Do not use or attempt to use another person's account, username or password.

You promise that you own or control all rights in any User Generated Content that you post on the Platform. You are responsible for ensuring that any User Generated Content that you post does not, and will not, infringe or violate anyone else's rights, including copyright, trademark, patent, trade secret, privacy, publicity or other personal or proprietary rights. You promise not to submit User Generated Content unless you are the owner or have permission from the owner to post such User Generated Content and grant AMBROSIA, LLC. all of the license rights granted in these Terms of Use.

Do not post any User Generated Content, take any action or use the Platform in a way that violates any law, would create liability or promotes illegal activities. Do not take any action on the Platform designed to interfere, disrupt, damage, disable, overburden or limit the functionality of any computer software or hardware, telecommunications equipment or the Platform. Do not post User Generated Content that contains software viruses, programs or other computer code. Do not circumvent or modify any Platform security technology or software.

GENERAL RULES FOR USER GENERATED CONTENT

AMBROSIA, LLC. does not prescreen User Generated Content. AMBROSIA, LLC. does not guarantee the Platform will be free from User Generated Content that is inaccurate, deceptive, offensive, threatening, defamatory, unlawful or otherwise objectionable. AMBROSIA, LLC. is merely acting as a passive channel for such distribution and is not undertaking any obligation or liability relating to any User Generated Content or activities of users on the Platform. Even in the event AMBROSIA, LLC. chooses to monitor any User Generated Content, AMBROSIA, LLC. assumes no responsibility for, or any obligation to monitor or remove, such User Generated Content. AMBROSIA, LLC. reserves the right to edit, remove, or refuse to post any User Generated Content or terminate your registered account for any reason.

To become a member of the AMBROSIA, LLC. Platform, or post User Generated Content, you may be required to register for an account. You agree to provide accurate and current information about yourself in all registration forms on the Platform. This Platform is intended solely for users who are eighteen (18) years of age or older and it is a violation of these Terms of Use for anyone under 18 to register for the Platform. You represent and warrant that you are 18 or older. Your account may be deleted without warning if you misrepresent your age, whether older or younger.

Your User Generated Content is not confidential or proprietary. You grant, and warrant that you have the right to grant, to AMBROSIA, LLC. a non-exclusive, non-revocable, worldwide, transferable, royalty-free, perpetual right to use your User Generated Content in any manner or media now or later developed, for any purpose, commercial, advertising, or otherwise, including the right to translate, display, reproduce, modify, create derivative works, sublicense, distribute, assign and commercialize without any payment due to you.

COPYRIGHT INFRINGEMENT COMPLAINTS

If you believe that your work has been improperly copied and posted on the Platform, such that it constitutes infringement, please provide us with the following information: (1) name, address, telephone number, email address and an electronic or physical signature of the copyright owner or of the person authorized to act on his/her behalf; (2) a description of the copyrighted work that you claim has been infringed; (3) a description of where on the Platform the material that you claim is infringing is located; (4) a written statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (5) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. These requirements must be followed to give AMBROSIA, LLC. legally sufficient notice to AMBROSIA, LLC. of infringement. Send copyright infringement complaints to:

Legal Department (Copyright)

Ambrosia, LLC.

1630 Superior Avenue, SUITE D

Costa Mesa CA 92627

We suggest that you consult your legal advisor before filing a notice with AMBROSIA, LLC.'s copyright agent, because there may be penalties for false claims.

LINKS

The Platform may contain links to websites, applications or other products or services operated by other companies ("Third Party Platforms"). AMBROSIA, LLC. does not endorse, monitor or have any control over these Third Party Platforms, which have separate terms of use and privacy policies. AMBROSIA, LLC. is not responsible for the content or policies of Third Party Platforms and you access such Third Party Platforms at your own risk.

MOBILE SERVICES

The Platform contains services and features that are available to certain mobile Devices. Your carrier's normal rates and fees apply. Not all mobile services will work with all carriers or Devices. By using AMBROSIA, LLC.'s mobile services, you agree that we may communicate with you by electronic means to your mobile Device and that certain information about your use of these services may be shared with us. If you change or deactivate your mobile phone number, you must promptly update your account information to ensure that we don't send your messages to a different person.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless AMBROSIA, LLC., its affiliates, officers, directors, employees, agents, licensors and suppliers from and against all claims, losses, liabilities, expenses, damages and costs, including, without limitation, attorneys' fees, arising from or relating in any way to your User Generated Content, your use of Content, your use of the Platform, your conduct in connection with the Platform or with other Platform users, or any violation of these Terms of Use, any law or the rights of any third party.

PRIVACY

Our Privacy Policy, which is incorporated into these Terms of Use by this reference, further describes the collection and use of information on this Platform.

USER INTERACTION DISCLAIMER

You are solely responsible for your interactions with other people, whether online or in person. AMBROSIA, LLC. is not responsible or liable for any loss or damage resulting from any interaction with other Platform users, persons you meet through the Platform, or persons who find you because of information posted on, by or through the Platform. You agree to take reasonable precautions in all interactions with other users on the Platform, and conduct any necessary investigation before meeting another person. AMBROSIA, LLC. is under no obligation to become involved with any user dispute, but may do so at its own discretion.

WARRANTY DISCLAIMER

AMBROSIA, LLC. is not responsible or liable for any User Generated Content or other Content posted on the Platform or for any offensive, unlawful or objectionable content you may encounter on or through the Platform. The Platform, User Generated Content, Content, and the materials and products on this Platform are provided "AS IS" and without warranties of any kind. To the fullest extent permitted by law, AMBROSIA, LLC. disclaims all warranties, express or implied, including, but not limited to, implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. AMBROSIA, LLC. cannot guarantee and does not promise any specific results from use of the Platform. AMBROSIA, LLC. does not represent or warrant that the Platform will be uninterrupted or error-free, that any defects will be corrected, or that this Platform or the server that makes the Platform available are free of viruses or anything else harmful. To the fullest extent permitted by law, AMBROSIA, LLC. does not make any warranties or representations regarding the use of the materials or Content in the Platform in terms of their correctness, accuracy, adequacy, usefulness, reliability or otherwise. You understand and agree that you download or otherwise obtain Content at your own risk, and that you will be solely responsible for your use and any damage to your mobile Device, computer system or other Device in which you access the Platform, loss of data or other harm of any kind that may result. AMBROSIA, LLC. reserves the right to change any and all Content and other items used or contained in the Platform at any time without notice. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

IMPORTANT NOTICE FOR AMATEUR ATHLETES

YOU ARE RESPONSIBLE FOR ENSURING THAT YOUR USE OF OR PARTICIPATION IN THE ACTIVITIES OF THIS PLATFORM DOES NOT AFFECT YOUR ELIGIBILITY AS AN AMATEUR ATHLETE. PLEASE CHECK WITH YOUR AMATEUR ATHLETIC ASSOCIATION FOR THE RULES THAT APPLY TO YOU. AMBROSIA, LLC. IS NOT RESPONSIBLE OR LIABLE FOR YOUR USE OF THE PLATFORM RESULTING IN YOUR INELIGIBILITY AS AN AMATEUR ATHLETE.

LIMITATION OF LIABILITY

AMBROSIA, LLC. SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS PLATFORM OR THE PERFORMANCE OF THE PRODUCTS PURCHASED THROUGH THE PLATFORM OR THE CONDUCT OF OTHER PLATFORM USERS (WHETHER ONLINE OR OFFLINE) OR ATTENDANCE AT A AMBROSIA, LLC. EVENT OR ANY USER GENERATED CONTENT, EVEN IF AMBROSIA, LLC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE PLATFORM. YOUR ONLY REMEDY AGAINST AMBROSIA, LLC. FOR USE OF THE PLATFORM OR ANY CONTENT IS TO STOP USING THE PLATFORM. THAT SAID, IF AMBROSIA, LLC. IS FOUND TO BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS WHICH IS IN ANY WAY CONNECTED WITH YOUR USE OF THIS PLATFORM OR ANY CONTENT, AMBROSIA, LLC.'S LIABILITY SHALL NOT EXCEED US$100.00. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

ARBITRATION


This Agreement and the resolution of any dispute related to this Agreement, the Site, or items you purchase through the Site shall be governed by and construed in accordance with the laws of California, without giving effect to any principles of conflicts of law. The parties agree that in the event of any dispute which arises between the parties relating to this Agreement which the parties are unable to resolve, said disputes shall be submitted solely and exclusively to arbitration pursuant to the commercial arbitration rules of the American Arbitration Association, including the AAA’s Supplementary Procedures for Consumer-Related Disputes. If for what every reason the AAA is unavailable to handle the dispute, then the parties shall mutually agree on an alternative arbitral form for the dispute. Any and all disputes shall be submitted individually by you, and shall not be subject to any class action status. You do not have the right to act as a class representative or participate as a member of a class of claimants with respect to any claim submitted to arbitration. YOU UNDERSTAND THAT BY AGREEING TO THIS CLASS ACTION WAIVER, YOU MAY ONLY BRING CLAIMS AGAINST AMBROSIA, LLC. IN AN INDIVIDUAL CAPACITY AND NOT AS A PLANTIFF OR CLASS ACTION MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.

MISCELLANEOUS


You agree that this Platform shall be deemed a passive website solely based in California, USA, which does not give rise to personal jurisdiction over AMBROSIA, LLC. in jurisdictions other than California. You agree that this Platform, Terms of Use, Privacy Policy and any dispute between you and AMBROSIA, LLC. shall be governed in all respects by California law, without regard to choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. Except where prohibited, you agree that all disputes, claims and legal proceedings directly or indirectly arising out of or relating to this Platform (including but not limited to the purchase of AMBROSIA, LLC. products) shall be resolved individually, without resort to any form of class action, and exclusively in the state or federal courts located in Orange County, California. You consent to waive all defenses of lack of personal jurisdiction and forum non-convenience with respect to venue and jurisdiction in the state and federal courts of Orange County, California. Any cause of action or claim you may have with respect to the Platform (including but not limited to the purchase of AMBROSIA, LLC. products) must be commenced within one (1) year after the claim or cause of action arises. By using the Platform, you agree to receive certain electronic communications from AMBROSIA, LLC.. You agree that any notice, agreement, disclosure or other communication that AMBROSIA, LLC. sends you electronically will satisfy any legal communication requirements, including that such communications be in writing. AMBROSIA, LLC.'s failure to insist upon or enforce strict performance of any of these Terms of Use shall not be considered a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall modify any of these Terms of Use. AMBROSIA, LLC. may assign its rights and duties under these Terms of Use to any party at any time without notice to you.

SEVERABILITY


If any provision in these Terms of Use is held invalid, the remainder of these Terms of Use shall continue to be enforceable. If any provision in these Terms of Use is deemed unlawful, void or unenforceable, then that provision is deemed severable from these Terms of Use and the remaining provisions are still valid and enforceable.

REFUNDS AND RETURNS


Ambrosia, LLC. offers a 30-Day Money Back Warranty on all its products purchased directly through this Site. Warranty shall commence on the date the order is shipped from our facilities. All return shipping charges, including without limitation, importing/exporting fees, are the responsibility of the customer. All returns must be shipped with a unique track-able number (a tracking number). Please contact our customer representative for return instructions.

ACCEPTED PAYMENT METHODS


Ambrosia accepts all major credit cards including and limited to VISA, MasterCard, American Express, and PayPal. Please contact us if you have any questions regarding payment.

TERMINATION


AMBROSIA, LLC. reserves the right in its sole discretion to terminate your account, delete your profile and any of your User Generated Content, and restrict your use of all or any part of the Platform for any or no reason, without notice, and without liability to you or anyone else. AMBROSIA, LLC. also reserves the right to block users from certain IP addresses or Device numbers and prevent access to the Platform. You understand and agree that some of your User Generated Content, such as that which is displayed outside your profile, in activity feeds, in other parts of the Platform, or on other platforms (e.g., Facebook, Twitter, Google, etc), may continue to appear on the Platform or on other platforms even after your User Generated Content is removed or your account is terminated. These Terms of Use remain in effect even after your account is terminated. The Terms of Use relating to Intellectual Property, Indemnification, User Interaction Disclaimer, Warranty Disclaimer, Limitation of Liability, Miscellaneous, Severability and terms that by their nature may survive termination shall survive any termination.

CONTACT US

For inquiries please contact us at:

Order Status, Account Status 1 (800) 971-4318


or General Questions
CustomerCare@AmbrosiaCollective.com